Plan Design and Installation

We assist you in choosing the proper plan to meet your financial objectives. AQPS sponsors Regional Prototype Documents which may be implemented with cost savings to the majority of clients. If your plan design requires provisions not available in a prototype plan, AQPS can prepare a customized document containing the provisions you need. AQPS prepares all filings and handles all communications with the IRS to secure IRS approval of the plan. We also provide summary plan descriptions and employee meetings to discuss the plan. In addition, we will redesign your plan as needed due to law changes and changes in your company.

Plan Administration and Recordkeeping

We will provide the ongoing administration services required to maintain the qualified status of your plan and keep it running smoothly and effectively. These include:

	Assistance with data collection. We'll meet with you, free of charge, and instruct you on completing our annual questionnaire, and how to transmit data electronically, if needed.
	Determination of eligible participants.
	Allocation of employer contributions, employee deferrals, forfeitures, and earnings for Defined Contribution Plans, including annual, semi-annual, quarterly, or daily recordkeeping.
	Discrimination testing for ADP, ACP, 410(b), 401(a)(4) tests required by the IRS to ensure all contributions to the plan are within legal limits.
	Annual Actuarial Valuation Calculations for Defined Benefit Plans, including Actuarial Certification on the Schedule B of Form 5500.
	Preparation of annual filings as required by the IRS and the Pension Benefit Guaranty Corporation.
	Preparation of periodic participant statements and required disclosures.
	Benefit calculations for terminated participants along with all required distribution forms.

Trust Accounting

We provide a full range of accounting services from asset reconciliation to unaudited financial statements.

Consulting

We'll assist you with special technical tax matters which may affect the plan operation such as IRS audits, an application for waiver of minimum funding requirements, and plan termination filing with the appropriate government agencies.